Your options to deal with debt
- Summary of your options
- Our debt options calculator
- Pros and cons – how to decide on your best option
- If you want to change your mind
- What happens to my credit cards
Consumer proposals
- Why consumer proposals are so effective
- How to get ready for your consumer proposal
- How to apply for a consumer proposal
- How much should you propose to pay
- Counselling – in person, by video, or by phone.
- BC Court Order can allow more time to pay
- Difficulty making your consumer proposal payments
- Your credit report
Bankruptcy
- Your duties as a bankrupt
- Your requirement to pay surplus income
- Providing monthly reports